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The comments and  posts published in the SEM Trader's Blog ARE NOT investment  recommendations. They can NEVER be considered as trading calls or  advices. If you decide to use the information offered here for your real  trading it is at your own risk.  CFA® and Chartered Financial  Analyst® are registered trademarks owned by CFA Institute

Investing in the  stock or bond markets involves risk and may not be suitable for all  investors. Before making any investment decisions you should carefully  consider your investment objectives, level of experience and risk  appetite. The possibility exists you could sustain a loss of some or all  of your initial investment and therefore you should not invest money  you cannot afford to lose. You should be aware of all the risks  associated with your investments and seek advice from an independent  financial advisor if you have any doubts. All investments involve risk  including those managed by SEM Wealth Management.

Opinions expressed at, and or the previous Trader's Blog site  are those of the individual authors and do not necessarily represent  the opinion of SEM Wealth Management or its management. Any opinions,  news, research, analysis, prices or other information contained on this  website, by SEM, its employees, partners or contributors, is provided as  general market commentary and does not constitute investment advice.  SEM will not accept liability for any loss or damage, including without  limitation to, any loss of profit, which may arise directly or  indirectly from use of or reliance on such information.

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